All you have to do is ask...

Last week, by poking around a little, doing some research, and then following through, I was able to shave $125 off our monthly bills.

First I tackled our cell phone bill, which is one of the bills I am responsible for paying. We have had the same plan for awhile and it had a lot of "a la carte" options. The bill just seemed too high to me. So I called our provider and explained to them that there were a lot of unused minutes and I thought I was wasting a lot of my money with them. The representative was able to look around and found a better plan for us, where everything is included and took nearly $25 off our monthly bill.

Later that day I was on Wright-Patt Credit Union's website and was looking at the section on the front page labeled "Get Today's Rates" I noticed that the APR for the auto loans was a lot lower than my current APR. So, I contacted Jayme and she informed me that we had been able to get my credit score up high enough that I could apply to refinance my car loan at the much lower rate through WPCU. We were able to knock 3% of my APR and $100 of my monthly payments.

Yay!

All it took was the gumption to get it done.